I own a HVAC company, I don't think I will ever retire. I like working, I like my lifestyle with my current income.
My wife owns a small gym next door to my business and is a worker like me, keeps us busy and young.
Unless my company is worth a lot someday and someone wants to buy it, I will keep grinding, fishing, hunting and traveling.
I tell my kids our retirement plan is to spend all our money, move into the basement of which ever one has the best house.
Have hospice take care of us until they bury us...