Credit the late great Norm McDonald:
A frog goes into a bank to get a loan. He goes up to the teller, she's wearing a name tag that says Mrs. Whack.
"Hello there," says the frog. "My name is Kermit and I would like a loan."
"The Kermit the frog?" Exclaims Mrs. Whack.
"No, not that Kermit you fool! I am Kermit but not Kermit the frog, Kermit Jagger! For my father is the great rock and roll singer Mick Jagger."
"I see, well do you have collateral for the loan?"
"But of course," says Kermit and ever so carefully he reached into his pocket and pulled out a tiny ceramic pink elephant.
"I see," said Patty, for that was her first name, "I must ask the bank manager about this, whatever this is, i tell you i don't think it will get you a loan."
So she goes over to the bank manager and asks, "Mr. bank manager, this Kermit fellow wants a loan but all he has for collateral is this ceramic pink elephant and I don't even know what it is!"
The bank manager says, "It's a knick knack Patty Whack now give the frog a loan, his old man is a Rolling stone!