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Erniepower

Erniepower

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sdonx said:
We started splitting my check long ago. Early in our marriage we saw what each other spent. It was hell for me. She agreed. She gets her play money, i get mine, bills and savings get funded first...perfect if you can do


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We actually have three accounts that get direct deposit in the correct amounts. And our bills are set up on auto pay. It makes life so much easier and bills are always paid.



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ImThere

ImThere

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Erniepower said:
We actually have three accounts that get direct deposit in the correct amounts. And our bills are set up on auto pay. It makes life so much easier and bills are always paid.



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We do this about 90% there are a few local things we do that don't accept auto pay! I know weird right?
 
Catskills

Catskills

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Saddlereaper said:
All this talk about wives and budgets..... Come June 1st I'm still an unmarried engineer with no accountability to a spouse... my girlfriend can't divorce me! :grinning:
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I can almost relate, engineer here, married but no kids. Learned a new term recently - DINK - Dual income no kids. Add in a supportive wife and i'm good to go! Chalk me up for a new platform :laughing:
 
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g2outdoors

g2outdoors

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This doesn't belong in this thread, but we started talking about so I may as well chime in...

I am a TOTAL NAZI about money. I get paid on the 1st and 15th. Every single payday my earnings are split into one of my 13 accounts for Christmas, Emergencies, Bills, Vacations, Birthdays, Long term savings, kids college accounts, etc.

This is the best thing ever. For bills I calculated a 6 month average, then I added 10%. That's what goes into the Bill Account every 1st and 15th. Then all my bills are autopaid from 1 account. Same setup for my 2 mortgages (primary residence and rental property) plus a little extra cushion. Save goes for savings accounts. A little bit from every pay period is siphoned off into short term and long term savings accounts. This is all done automatically through online banking.

Whenever I look at my main checking account, if there's money in there, I know I can spend it. All the important items are already taken care of. This reduced a lot of stress for our family knowing we have a cushion in our bill account, mortgage account, and are saving every month for a rainy day as well as unforeseen expenses like an AC going out.
 
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Lone Bow

Lone Bow

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Oct 8, 2017
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Northeast WA.
I didn’t get married until I was 50, have no children and consider myself really lucky to have married a woman who is a pretty narley lil bow hunter in her own right.

So almost all of our hunting related purchases are purchased in pairs, like new bows, rangefinders, saddles and anything saddle hunting related.

All of our bills are paid through direct deposit also except for groceries and fuel and she keeps those paid with our debt cards.
I’m one lucky man!!


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Walter Lee

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Feb 22, 2018
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swampsnyper said:
Why even bring it up. Let me give you some advice.
This weekend I went clean up after the framers on my house. I been eyeing the new Mikita 36v blower since I have a bunch of Mikita tools already. She wanted to come along. I brought the old gas blower that is really a piece of junk. I got busy doing tractor work and gave her the blower to blow out the basement. Of course I did this midday. Full sun. She lasted less than 10 min. She said that blower was junk!
Did I tell her I was looking at a new blower?
NO! Your 1st mistake was giving too much information years ago.
I just agreed with her (they like that)and when I got home I ordered it. When she finds out I got a new blower, I’ll tell her it was her idea.
See, it’s simple!
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This guy gets it. Someone give that man a beer!

When can we expect the book to be published?
 
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Walter Lee

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Feb 22, 2018
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g2outdoors said:
This doesn't belong in this thread, but we started talking about so I may as well chime in...

I am a TOTAL NAZI about money. I get paid on the 1st and 15th. Every single payday my earnings are split into one of my 13 accounts for Christmas, Emergencies, Bills, Vacations, Birthdays, Long term savings, kids college accounts, etc.

This is the best thing ever. For bills I calculated a 6 month average, then I added 10%. That's what goes into the Bill Account every 1st and 15th. Then all my bills are autopaid from 1 account. Same setup for my 2 mortgages (primary residence and rental property) plus a little extra cushion. Save goes for savings accounts. A little bit from every pay period is siphoned off into short term and long term savings accounts. This is all done automatically through online banking.

Whenever I look at my main checking account, if there's money in there, I know I can spend it. All the important items are already taken care of. This reduced a lot of stress for our family knowing we have a cushion in our bill account, mortgage account, and are saving every month for a rainy day as well as unforeseen expenses like an AC going out.
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You'd make a good accountant! We are hiring .... just sayin ....
 
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d_rek

d_rek

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Sep 25, 2014
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My philosophy with hunting gear the last few years has been net-zero spending... If i want something new I gotta sell something old first. It has worked surprisingly well and I have kept the hunting balance sheet around 0 for a while. Thus selling crap to buy a tethrd system lol...
 
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BassBoysLLP

BassBoysLLP

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Sep 28, 2014
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d_rek said:
My philosophy with hunting gear the last few years has been net-zero spending... If i want something new I gotta sell something old first. It has worked surprisingly well and I have kept the hunting balance sheet around 0 for a while. Thus selling crap to buy a tethrd system lol...
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How the heck does that work? Are you making money on gear trades? There is a tangible amount of depreciation for new gear plus shipping that needs to be made up somewhere to stay neutral. I definitely make money on gear trades but it doesn't cover depreciation of new gear and the cost to sell it.

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