Are you just trolling everyone?
Haha this thread feels like watering plants with Brawndo for sure.
No, just doing a lot of researching due to recently switching company. My old company did have matching up to 4%. We usually did 10% and call it a day.
But the new company said they don't match, but offer an increase in salary that will be similar to matching 7ish%. Their compensation model leave it more to the employee on how they want to invest/save their money.
So wife and I was trying to figured out if we want to put that in 401k or IRA or invest it. One of the number we crunched out was if we REALLY suck it up (cut back on stuff, no investment, no misc savings), put all our eggs in our mortgage, it can be pay off in 6 years. By that time, our oldest would be in 16. We are in a position to support his college education if he needs it without going into debt as of now.
BUT once he finish his 4 years (if nothing go wrongs). His sisters are on deck. I have 3 girls that are back to back to back in terms of high school graduating. THAT is what worries me, I'm going to need to stretch that dollar really long for those years. Instead of taking a bunch of loans, taking out a mortgage form a fully paid house (to backup whatever saving(529plans) we already have) seem like the better solutions.