Now you've hurt my feelings you big meanie. (Mocksob . . . Mocksob)
In reality you're right. However as a 60 year old I'm all too aware that I don't heal like I used to. With that in mind I'm a lot more cautious and think things through a lot more than I did when I was in my "indestructible" younger years.
Yes, I'm old and overweight but I account for it in making smaller moves, forgoing some of the more difficult trees and, most of all, sticking with a system I am very comfortable and experienced with.
I believe in most cases the serious issues arise when something relatively minor happens followed by that initial sense of panic and the bad snap decisions that follow. The best thing that you can do when something happens is pause and regain your composure before deciding on a next step. If you make a poor choice under stress you can easily compound your problems.